9 việc làm HOT ngành Ngân Hàng

1.KYC:

• Collect/research about the assumptions and sources of potential customers (leads) to understand the characteristics, needs, markets, competitive banking products ... of FDI customer segments / assigned focus sub-segments./
• Collect / learn about the assumptions and sources of potential customers (leads) to understand the characteristics, needs, markets, competitive banking products ... of FDI customer/ assigned focus sub-segments.
• Collecting, analyzing information about customers: operating, methodology, business plans, financial statements, .. to understand the characteristics và business model, customer's key success and risk factors, customer needs by assigned FDI segment / sub-segment and consult financial solutions for customers

2.Products and Prices:

• Continuously update product knowledge, features, benefits, selling points and related policies to advise customers about:
• Standard Product and Service, package product, business program including deposit, credit, services, trade finance, foreign exchange, derivatives, and other products for FDI business customers.
• Price policy based on financial plan with customers (ACP) / risk (RORWA) / performance on risk assets (TOI / RWA) / life cycle value of customers (CLV) according to regulations of the bank

3. Sales and Services:

• Establishing relationships with new customers according to the list of assigned customers or self-seeking customers through relationships, forums, conferences…; building and developing relationships with existing customers, managing portfolio (in terms of sales, quality, structure ...); promote sale, cross-selling to increase wallet share and portfolio quality according to the bank's oriented strategic
• Sales planning, business opportunity identification and identification (ACP) with target customers.
• Financial consulting for customers: consulting in business planning, methods of managing financial statements, managing cash flows, costs and profits; coordinating with product sales departments and related units to build overall, optimal financial solutions on the basis of customer knowledge and industry developments, ensuring customers are best served according to service model regulated by the bank in each period.
• Customer care: taking care of customers in the managed book, transferring CVP to customers and implementing quality commitments (TATs / SLAs) to enhance customer experience and satisfaction at the bank

4. Credit risk management:

4.1. End-to-end credit risk management on the book managed.

Directly perform / coordinate with Risk Management Division to appraise customers; control, work with relevant departments to complete procedures for approval, valuation, disbursement, post-loan management in accordance with the bank's regulations..

4.2. Credit Appraisal:

Collect records, documents; monitor, update relevant information about the Customers, the Customer's business situation to serve the account management, propose solutions, evaluate, appraisal and take care of the Customer..

4.3. Post-lending management:

• Manage post-Lending of the book in accordance with regulations issued by CIBG Division and Risk Management.
• Propose, coordinate and implement measures in dealing with overdue debts for managed customers.
• Prevent risks in business activities in accordance with the Bank's regulation in each period.

5. Operating:

• Absolutely comply with regulations, procedures, instructions ... related
• Actively identify and manage operational risks related to the book managed.

Success Profile - Qualification and Experiences

• University degree prioritizes Economics / Finance / Banking / Business Administration / Accounting / Auditing
• Min 2-3 years of experience as a Sales person/ relationship management for Corporate at the banks
• Proficiency in Chinese/ or Korean/ or English communication
• Good at selling skills/ building relationship with corporate customer (especially hunting new customers)
• Good knowledge of finance/banking regulations for corporate customers

• Contribution Social Insurance, Health Insurance, and Unemployment Insurance according to Social Security Law. The salary subject to social insurance contribution is what is defined as per the labor contract;
• Premium Healthcare Insurance package;
• 17 annual leaves;
• Performance Bonus;
• Allowances: accommodation, shipments, schooling, gym for Overseas Vietnamese;
• Full equipment to work in the office;
• Annual company trip;
• Free training;
• Other benefits for top performance.