Head of Risk Management (Consumer Finance)

Aloha Consulting Group
Negotiable
54 Liễu Giai, Cống Vị, Ba Đình, Hà Nội 117000, Vietnam
Full time
Published 16/05/2021

Job Description

  • Management of the implementation and execution of functions and responsibilities:
  • Organize and monitor policy operations, and develop a risk management model for customers in the system; apply technology to build a risk model, and evaluate the credit risk management model for the entire system.
  • Organize and monitor the operations of developing a credit ranking system for customers.
  • Organize research and proposals on data organization and tasks needed in order to standardize operations and other research
  • Coordinate the development and proposal of a risk appetite orientation and its different aspects, and ensure a mechanism to track and monitor changes in the risk appetite and related risk warnings.
  • Organize the monitoring of credit safety limits and monitor the credit safety limit warning mechanism.
  • Organize the development of risk scenarios and assess risk tolerance, impact assessment scenarios and changes in the credit portfolio.
  • Organize and monitor debt categorization, and manage debt categories and risk provisions.
  • Coordinate with other divisions to organize and monitor the development of a credit information database, and methods to optimize the credit information database.
  • Organize the execution and sharing of reports related to credit portfolio, bad debt, debt collection results, and risk provisions
  • Organize/develop an operational plan based on the organization’s strategy in different time periods
  • Implement operational plan based on department’s/company’s development strategy in different time periods
  • Organize/build data management system to ensure confidentiality, continuity and completion

Requirement

  • 7-10 years of experience in financial, bank and insurance risk as Director/Head of Risk or Credit Risk
  • In-depth knowledge of consumer finance trends
  • Ability to build and manage a team from scratch
  • Sensitive to market trends, good with quantitative and report analysis
  • Has strong consulting and presentation skills, and the ability to make impact on clients

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